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Tapered annual allowance

Tapered annual allowance

The tapered annual pension allowance for high net-worth individuals was in the headlines again recently. Concerns were raised that its impact on doctors within the NHS pension scheme is prompting high-earning NHS staff to leave their posts or reduce their hours. In...
Extracting Profits  From a Business

Extracting Profits From a Business

What are the tax implications? People run businesses for a variety of reasons from passion to pride, but making a living is high up the list for most people. How do you go about drawing profit from your business, and doing so efficiently? If your business operates as...
Identifying inefficiencies in a business

Identifying inefficiencies in a business

Accountants, as a breed, are fans of efficiency. We tend to appreciate optimised systems and abhor waste, whether it’s time, effort or resources being frittered away. The concept of efficiency as we know it today is a product of the industrial revolution. That’s when...
Tax implications of working from home

Tax implications of working from home

Advice for contractors and the self-employed. Working from home offers all kinds of benefits, from the opportunity to create the perfect environment in which you can be most productive, to the improvements to work-life balance that come with ditching the commute....
The scourge of late payments

The scourge of late payments

Outstanding invoices compromise your business’s cash flow. When you supply goods and services, you expect to be paid, and promptly, but Britain has a deeply embedded culture of late payments. Indeed, for some businesses, delaying payment is an essential part of the...
Risk assessment and contingency planning

Risk assessment and contingency planning

How to minimise disruption in your business. It has been a challenging and eventful three years for UK businesses with a series of high-profile incidents highlighting how situations can change suddenly and often without warning. From the continued pressure of...